BAY target FY23 loan growth within 3-5% range after logged 3.1% last year, focus on ASEAN expansion to VN, Indonesia, Phil, offering ESG loan to Cambodia, Laos and TH, seen NIM in range of 3.3-3.5% vs 3.45% in FY22 while non-NII to be flat, FY23F NPL in range of 2.5-2.6% slightly higher than 2.32% last year.

Comment: Proven to be the best managed bank over the past 2-3 years.

DELTA’s board lot to change from 100 share to 50 share from Feb 7, after closing >Bt500 for 6 consecutive months.

Comment: Oh then we’ll see it down to 200?

MINT sees growth momentum this year from hotel and F&B, especially 1Q-2Q23, mulls Bt11b bonds, Bt13-15b expected from conversions of MINT-W7, W8, W9 to support business expansion over next 2-3 years.

Comment: They still have a massive debt issue that may eventually be reduced via a partial equity sale of NH.

ONEE anticipates positive growth momentum continued from jump start concerts & events, tailwind from contents sales, seeks partner to explore domestic & overseas, on and offline to diversify earnings, reduce reliance on ad revenue.

Comment: Not difficult to increase profits from zero…

SAMART mulls listing air traffic services & aviation solutions subsidiary on SET in 2H.

Comment: If the new government is friendly with Samart, then this be could be a play again.